with interest rates at .09% like we bought jamies subaru at you would be nuts not to finance it. keep your money in the bank/invested and make money on it instead of dropping it on a car.
I got 0% interest on the new '16 Ford I bought, and more recently on a new '19 Subaru. If you have a good credit rating you can get 0%, and should just finance the car at 0% interest. You can't do any better than that.
