Well, 'Ol Del and I do mean "ol" is a Blue Cross "victim"

Well, at least old Joe is still alive and kickin. He's found somethin to do with himself and is obviously drawin a paycheck. I say kudos to the old guy. He was one hell of a quarterback.

I don't know about the product he's pushin, but I can tell you from direct experience that Kitty and I have a "gold plan" through Humana. It's a lot better than regular medicare.

It has REAL dental, vision and hearing insurance. For us, with the small exception of my part at like 24 dollars a month it's zero premium. It's like that with me because "supposedly" I went X amount of months with no coverage......thanks Obama. But that'll be over soon enough and then it will be a zero premium plan.

They cover some cool stuff, like the Silver Sneakers plan, that includes free gym memberships, free diabetes testing equipment and supplies, blood pressure monitors for us both, special diabetes shoes once a year and "stuff like that there." We also get ALL of our prescriptions at no cost, as long as they are tier 1 and a LOT of tier 2 are no cost or very low cost. Kitty has one that is 3 dollars for 90 days. All the rest are no cost. Kitty got with the doctor and they went down the list choosing all tier one and no cost tier 2 drugs that work for us. Your doctor should do the same. Also, we each get $50 a quarter no cost over the counter items like Aspirin and other popular pain relievers, cold medications, you name it. It's all mail order through CVS. Also all of our prescription meds are mail order as well and we have the choice to call it in to a local pharmacy if it's something we need NOW. Medicare provided nothing for ANY of that in that last paragraph.

So, I can tell you from direct 100% experience that the Aetna (our present and Humana (kicks in Jan 1st) are NOT scams. What we have dealt with SO FAR has been 100% insurance that has WORKED well "FOR US".