Well, 'Ol Del and I do mean "ol" is a Blue Cross "victim"

Guess it is all about the area you live. I have had Humana Gold PLus or whatever its called for 4 years here in Tx about 45 min N of edge of Houston. No problems for me what so ever, including popping in with a need for a triple bypass open heart surgery 3 years ago.
My part to Humana is $24 a month.