I agree with post #9, and this could be applied to all sectors in FABO. It is painfully evident that sometimes answers to questions get so complicated that I feel sorry for the person asking the question. You already know that he is in over his head, and then compound it assuming that he does know what he is doing. Too much is as bad as not enough. Feel it out so that you actually help.
I will catch hell for saying this, JMO.
