extremely risky. It’s fine to play with in small amounts but do not do what my buddy did, took out a 401k loan to buy 20,000 dollars worth of but coin when it was 18,000 per, it plummeted two weeks later to 2k per. He panicked and sold it. Last I saw though, it was worth 30k per. It’s something you gotta really monitor close, almost multiple times a day.