Stop in for a cup of coffee

I just let it ride rarely move anything and over 20 years have a really nice looking account, not including our personal bank account.
Yeah, that can work but it seems that for me, the times I let it ride, it didn’t do squat. Hell I took a 70 percent loss in 08/09, never recovered that money. By the time I left the state 5 years later, I’d made maybe 300 bucks back out of the nearly 15k I loss by letting it ride. But everyone’s accounts are different. My wife lets hers ride, she’s up 3% for 2020.