Stop in for a cup of coffee

Don’t need no stinkin credit. We should have the house paid off in 3 years. Amazing how many people do not carry cash anymore. I usually have no less than a hundred in my wallet. Not going to mention my safe. . I really like my new safe. My wife and I were in about 100k credit card debt at one time. Paid it all back. That was a great feeling.
Currently, I don’t need it. But I will probably get another driver car at some point and want to partially finance. Same with another house at some point. Need the score or will get killed on those. We use the Home Depot card as a revolving account for anything to fix the house etc and have one other low limit card. Made a huge difference in scores after both were active a couple months.