Garage heat

This works for me! But you have to enjoy cutting/splitting/stacking wood.

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I couldn't get away with that here. I just changed insurance carriers on the shop and everyone I talked to, one of the first questions was "What kind of heat do you have?" When I said propane fired hot water, they all were visually relieved. I had two of them tell me that if I had solid fuel heat they would not insure me.