Selling without PayPal

So far I haven’t found a better alternative to pay pal. Most of the stuff I sell goes to the USA. I can take a moneygram (not western union). Most ppl don’t want that hassle either. I can take an E transfer as long as it is in Canada. P/p has upped the exchange rate this year also. They have even started charging if u have to refund a payment. So if I take a p/p payment of $200.00 usd I get approximately $176.00 usd. Kim