Valiant is no more, Drunk Driver totaled it.

Sorry to hear about the car. I think you are doing the right thing by preparing for dealing with insurance. Their goals are cheapest and easiest solution - no matter how long it takes. And of course with all their experience they have lots of tricks. Sending you a check (don't cash) which you never agreed with, would resolve the claim. Lots of run around

Stand strong you will have more satisfaction in the end