Has anyone else paid attention to Housing prices? Wow

mutual funds are junk IMHO.

Rarely do they produce returns equal to the benchmarks they are supposed to be correlated.

I tell people if you want to invest, buy SPY, QQQ, IWM and other things that don't have the fees and ARE the benchmarks... Fund companies taking 1% or more per annum over the lifetime is a REAL killer of overall returns.

Just a sample of the lack of value most "investment" pros provide.

How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings

With the move to zero commissions on trading, yearly or quarterly rebalancing cost are a moot point

Plus, there are ways to juice the returns that NONE of those pros will tell you about. All they care about is getting your Assets Under Management (AUM) which is how they get paid based on a percentage. Does it matter the return... in most cases not one damn bit. If they suck, you still lose the "management" fee... if you suck, why should you get paid... Hmmmm????