Has anyone else paid attention to Housing prices? Wow

SPY was up 31% and 18% the last two years, so in 2 years you are 20% behind just SPY at +55%. QQQ is even better with 48.5 and 39% for a gain of 106% over 2 years. IWM 25 and 20%...

Your fund was down 25% one of the years during the 2008 recession so saying it was up 8%, so were other equity based assets as well over the same period. If you are happy, good for you. There are alternatives out there that don't peel as much money off your nest egg and have historically provided better returns.