Stop in for a cup of coffee

Dunno about that.
When my Barracuda was rear ended, the other guy's insurance company took care of everything. Big difference when a car looks like a rust bucket and when a car had a nice shiny finish. They paid for the repair, adjuster was fine with me using the same shop I had the body work done at several years earlier, and they paid for a full time rental car. The last was a unneccessary, but that's the way they wanted to do it.
I don't see the thread Mike - you can cut and paste what i wrote if you want.