Agreed value or stated value for collector car insurance.

I have Hagarty. Have the notch for 40k. Historical plates. They didn’t even ask for pictures. Just asked if garage kept. I always thought that was a dumb question til the neighbor had his 71 cutlass rag top smashed when snow collapsed his car port. They will also insure cars in any stage of resto. Without the historical plates, they would only insure for original purchase price of vehicle without inspection or appraisal. Which would have been maybe like 2700$ in 67.