I spoke on the phone with a Hagerty agent. They told me their insurance is in effect while the car is being driven or towed to or from the track, while the car is in the pits or paddock at the track, while the car is parked or driven normally on track property. The only time the Hagerty insurance is not in effect is while the car is actually racing on the track. There are classic car insurance companies that allow absolutely no track activities, Hagerty is not one of those.
