Insurance while racing street car?

Hagerty may be different. I asked Farmers. And they said in "Racing areas." Which included the pits.

So your truck that tows your car would not be covered if parked in the pits and hit by a race car... not likely.

Unless they specifically define the racing area, the pits are not a racing area. Racing area generally are active competition sections. Staging lanes are not generally racing areas.

What an agent might tell you and reality is sometimes miles apart. Had plenty of agents tell me something and it's not so. Read the policy and ask the corporate office where the exclusions for the activity are located in the paperwork.