Got hit in my dart

1. See a doctor NOW if you haven't. And a lawyer. From that picture it's not a "fender bender". You probably are hurt. Do not talk to the insurance company anymore. Their job is to not pay you.

2. All BS. There is no way to concretely determine what it should cost to fix that car. It's "custom" work. It's not on the radar of an insurance adjuster. Certified appraiser maybe. But that's like getting two "experts" to agree.

3. We have had a post like this in the last few weeks. It probably will happen again. It comes up every so often.

4. The poster hasn't been back? Good. I hope he has what he needs.