Classic Car Insurance Hagerty vs Grundy

69_340_GTS said
Quoting prices is great, however nobody ever mentions what level of coverage they have for liability, including bodily injury. If you ever cause an accident, someone gets injured, you damage other's property, etc... you better have a minimum of $500K coverage. A million would probably be better. People are law suit crazy these days. I'm paying about $400 for $500K liability, $43,000 with no-deductible value on the car, thru American Collectors.
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Talk with a agent about a personal umbrella policy. A million dollar policy is common. A personal umbrella kicks in after your car liability or homeowners policy is exhausted. Basically your car or homeowners policy is the deductible and then the umbrella kicks in. A lot of coverage for not a lot of money.