Classic Car Insurance Hagerty vs Grundy

I used to sell insurance for JC Taylor, they typically beat the rates of Haggerty and Grundy. The downside is, they have a real strict mileage limit and they will not cover any “high performance driving” either on track or not. They also would only insure basically flawless original or originallly restored classics. They wouldn’t insure any pro touring or modified vehicles with different engines etc. and if you have any rust damage, forget it. Not covered

At least here in Indiana when I sold for them up until 2015

i had numerous cars insured by jc taylor over the years and never had a problem like that.. yes they claim 3000 miles a year but if you make a quick phone call and tell them you are going over there wasn't an issue. most classic car companies won't insure at any racing type of event.. my cas were all far from freshly restored when i used them.. only reason i use american collectors now is that i get good rates through usaa with them and they were a lot faster to get the car insured the day i bougt it..:) been a great company so far.. hell they even insured my 08 mustang for 14,500 for me..