Classic Car Insurance Hagerty vs Grundy

i had numerous cars insured by jc taylor over the years and never had a problem like that.. yes they claim 3000 miles a year but if you make a quick phone call and tell them you are going over there wasn't an issue. most classic car companies won't insure at any racing type of event.. my cas were all far from freshly restored when i used them.. only reason i use american collectors now is that i get good rates through usaa with them and they were a lot faster to get the car insured the day i bougt it..:) been a great company so far.. hell they even insured my 08 mustang for 14,500 for me..
Maybe they were just being picky at the time, but I know it was a PITA to get someone on with JC Taylor. Only reason I even bothered with pushing their stuff was the 30 percent commission they paid out at the time. Eventually they dropped it to 10