I refused to link my PP with eBay, just for the reasons discussed. I have it linked to a separate savings account used only for PP. I keep a few hundred bucks in the savings account, if I get hacked that's all they are getting. If I need to replenish the PP account I do it from the savings account.
The only reason I keep a PP account is because I was able to do so as a business account, avoiding the PP insistence that I give them a photo of my driver's license or my SSN. Not going to happen. If they demand this from a business account I will close it out and go back to money orders.
