Paypal

link paypal login to your cell phone number so you get a text whenever someone tries to access it. I have to check my phone for passcode everytime I log in. 2 part authentification. I always have my phone so Its not inconvenient. and DONT LINK YOUR PAYPAL WITH YOUR BANK ACCOUNT! Keep them seperate and dont carry a huge balance in your paypal, if you need a high dollar item, transfer money into your paypl and then zing 'em, same goes for the other way. If you get a large sum deposited, move it out fast.