Show me your air line setup

Sure it has the same stress as a commercial setup. Pressure is pressure. And that's what these lines hold.
Not quite true. Static pressure is one thing but dynamic pressure fatigue is what causes pipes and tanks to fail. Small changes in pressure every time a tool is turned on or off cause hoop stress in the pipes and tanks. Eventually this stress accumulates and can cause the material to become brittle and fail. It isn't easy to calculate but the magnitude of the pressure drop and cycle count contribute to it. A commercial shop system is going to see a significantly higher cycle count than a home shop.
For an example, water heater tanks generally see accelerated reliability tested on each lot by filling with water and then hooked to an air source which is cycled on and off, generating a 3-5 psi pressure blip every few seconds. This simulates turning the faucet on/off or flushing the toilet for each cycle. They need to exceed 100k cycles to pass. A poor weld or end seem will often fail within a couple thousand cycles.