Insurance on classic cars

I have had two claims with State Farm (in 30 years) on my collector car policy. They paid up to the stated value without complaint and covered hidden damage that was not a part of the original State Farm estimate. I always used a specialty shop that only worked on collector cars of various types. I chose the shop with no back pressure. My rates never went up as a result of a claim (although one claim was paid out by the insurance for the person that hit me). Like 318willrun, I have my homeowners policy and 6 cars total with them. They also were good about increasing stated value periodically when requested.