if you are talking about Ironracers post #13,, I have read that twice, and I am not sure of the point that he is trying to make about 'agreed value'. Agreed value is, you decide how much insurance coverage that you want on a car for coverage to be paid in the event of a total loss. It is up to you to say you want 10, 15, 20 , 25, 30 thousand dollars of coverage. Simple. Don't know why he says that agreed value is a joke. Which in turn casts some doubt in my mind about his statement that a carport is a suitable substitute for a garage. If the guy does not understand one part of his insurance package, does he understand the other parts? In my case of buying classic car insurance the question of having the car in a locked garage when parked at home never came up as I have the facilities to do that. My questions were along the lines of the insurance being in effect when I was: driving the car as much as I want, overnight parking in a hotel or friends drive way when using the car for pleasure - vacation over night trips and the use of the car in timed speed events. For me Haggerty was the only classic car insurance company to check all of those boxes.
