Stop in for a cup of coffee

I always seem to carry a balance although I pay whatever amount not to pay interest. It ticks me off if I screw up and pay $30 interest because the payment got there too late. :BangHead::BangHead: Good for the credit score.
I paid this card off a long while back, I have 1 more to pay off and that’s almost complete. My goal is to be debt free within 3 years minus any mortgage.