members creditability

I dont reply much to "these threads" anymore as it's a ******* waste of time, and the site owner must be related??
BUT I know for a FACT that at least 1 member has asked for a payment plan from Bob, and guess what???? NOPE.
LMFAO.
I would like for you to tell me who that member is because I have never had a member asked me for a payment plan ever that would be hypocritical of me I am willing to help anyone that needs help the same way that I have got help so 4-speed ragtop I believe you are wrong