Am I being rude?

I guess it depends on where you're at. I'm back in a mostly quiet neighborhood, not a very busy street and there's been a few times that neighbors have stopped to chat. On foot though, not from their car...
I usually take it as a sign that I needed a little break anyway so I have no problem stopping to BS for a minute.
I also see it as an opportunity to keep up some good will so I get thumbs-ups instead of dirty looks when I go rumblin' through the neighborhood:D
I usually just keep the door closed and the music blasting..