Insurance recommendations

I have the geico gecko....I insure my dart with liability only coverage. Collector or even full coverage wants to get into the value of the car and too much scrutiny and blah blah. If it's my fault, I'll eat it and fix or replace my own car. All I need is for it to be towed home and the other party covered and it'll be OK. If it's their fault, their insurance is going to pay and if they are not insured then I'm taking it from someone or something.

So far for the past decade I've been blasting down the highway with liability coverage and no problems. I also daily drive my dart and I don't have anything newer than 1975 by design so I don't need mileage restrictions like some collector insurance try to dictate. I park the car outside and it's a scruffy dog outside, so I don't need a collector insurance company telling me I have to garage it.

Geico is very transparent and explain things clearly and I have not had any price creeps with them.