Painless?

Wait for a 30% off sale at Year One, you JUST missed one I believe. You can also get M&H harnessess from Megaparts and Classics, but they have to source them through Year One anyhow and don't generally discount them.
As the Fonz used to say, "Correctamundo". M&H makes the BEST, most PERFECT looking and fitting harnesses around. They are exclusive suppliers to Year One. Go to Year One's website and sign up for their advertising emails, then wait for a 30% off sale. Do NOT be tempted to go with a cheaper alternative (if you can find one).