Why so many gloom and doomers on this site

That’s the thing about dirt low interest rates. A 40k home in 1985 is now an easy half a million. You paid much less for a home with the interest rates where they should be. Right now, your money has virtually no value. That’s why interest rates are so low. You don’t make any money on your money either.
Yep, I had CDs w/ a 13.5% interest rate in the 80s... asked the bank a few Yearss ago? The youngin working was sayin around 2% or less....