It's a next level investment for the average person. I wouldn't worry about any of that value crap and do your thing..... As for working with a Start-up company, never sell that situation short. I know many a people who were on the ground floor of a company startup and have a very rewarding career. In fact, the one that I saw first hand was a man who retired from a trucking company and I was at his retirement celebration. The owner gave him an envelope with a check made out to him that ensured he would not need to worry about money again.... So it can happen...
JW