Something else to think about. I started collecting social security at 62 years old. At 62 I qualified for 70%. If I had waited I could have gotten 100% in six more months. So as of now I’ve gotten 48 monthly checks and 54 checks before I would have gotten my first. How many people do you know that won’t make it to 66.6 years old and how many months does it take to make up the money I’ve already collected.
