alternatives to paypal

Hey all - if you have paid attention to the news cycle you have probably read about certain policies + behaviors by Paypal that are leading people to abandon the platform. Basically, they can keep you from accessing your money, and even "fine" you, if you violate they're terms of service, which extend beyond criminality to include "disinformation", etc. I canceled my account, which I had had for over 15 years, after some inexplicably poor service a few months ago.

I'd like to use this thread to discuss some alternatives and maybe even arrive at a few standards that we can use for transactions on this board.

I've tried Zelle with a recent transaction, and while it might be promising, it has limits to transactions that vary bank-to-bank and are not clearly posted.

Lets not make this into a political discussion even though I realize that many have political motivations for seeking alternative payment processing providers. Having some alternative providers is certainly useful regardless of how you feel about paypal.