I wasn't speaking of myself but rather the people who have a family, mortgage, car, truck payments. Myself, I don't have a mortgage as our 15 year old home has been paid for for 11 years now. Second job would have been out of the question as I was already working 60 -70 hours a week. We have 2 late model vehicle's that are paid for. I know that all of the overtime that I worked during my 27 year career has paid off nicely. You sound like you planned ahead and that's good. But I think that there are folks who are feeling the pinch, the one's that have 2-3 kids as I said earlier. I've been known to help others people that I've never seen before and probably will never again.
