Haha thanks. Posted some insight to the schooling and loans costs.
Regarding insurance most people think it’s insurance when in reality it is a dental benefit plan or easier to understand a dental coupon. I sign up as a participating dental provider for an insurance and then discount my fees heavily and then insurance pays 25-50- or if you’re lucky 80% of the cost of that discounted fee, the patient is responsible for the remainder of the discounted fee.
Dental insurance hasn’t changed in 50 years, they don’t cover any more than they did in the 80’s. They keep reducing what they will pay for procedures to dentists and will deny claims left and right.
I have to fight insurances daily to get reimbursed for so many procedures. They will add little clauses that deny coverage for like posted above “cosmetics” even if it is to replace teeth and then will tell the dr and patient they can do an alternative removable denture instead. They have clauses that are called “missing tooth clauses” meaning if you had a missing tooth before getting that insurance they will not pay to replace it.
So many little games they play.
I could go on all day but it’s on deaf ears. People want to buy sweet car parts on 2nd, 3rd and 4th race cars but don’t value their teeth. They’re teeth that give them the quality of life to eat lol. Had a pt the other day pulled like 4 teeth instead of saving them because of price then proceeded to show me her husbands Chevy nova race car and told me all about how they just shipped the race engine to be rebuilt by a builder in Tennessee… We are in Missouri.
I have this sweet machine that allows me to make crowns in my office. So you leave the same day with the crown. My fees are also significantly less than the area, but I will be increasing them at the beginning of 2023.
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