Both. Because of the larger diameter, you inherently have a larger swept area where the disc meets the flywheel. Assuming the same inside diameter between the 9.5" and 10.5" clutch lining, the 10.5" disc has an additional 15.7"² of swept area at the flywheel than the 9.5". Now, double that since the disc is two-sided. That's a big increase in friction surface, meaning much better clutch grip.