Sad Ending to My Dart Build

I have the Max with Hagerty. My DDs are with State Farm. My late wife wrecked her '01 Forester and I told SF we wanted to keep the car. They gave me a number less the deductible, what they thought the wreck was worth and cut me the check and it was enough to fix the car. I was driving her '90 Legacy and got whacked and Progressive did the same thing and we had the car fixed.