The main reason I left state farm and went to hagerty for my dart's ins is with SF if the car got hit and the repair was more than the value of the car they would total it and I would get scrap value for the car. Basically a couple thousand.
With hagerty if the car is totaled I get 15k and I get the car back.
I’ve often thought of making a move away from State Farm to a co. like Hagerty. But so far haven’t had the need. Tho Since it’s a daily driver I was told I prob couldn’t get classic car coverage.
My 63 Dart GT was hit last month. And SF has covered it, but it was only ~$3K for repair and replacement of a bumper, fender, and bezels.
But it just went in to the body shop. Hopefully few addendum will be needed.
