I've always used the small home town banks. They give the best service and they treat me like a person and not a number. The one thing that
Quote I really miss is that none of them have Christmas clubs anymore, of course you can Debit money from a checking account or saving account to a electronic Christmas club. I like when I could walk up to the teller with my Christmas club booklet and make a payment it was awesome to get those $1000 checks before the holidays and they always paid the last payment for you.