Stock Market

It's hard to beat mutual funds

If you want diversification, buy 3 or 4 index etfs SPY QQQ IWM, grab an international fund too.
Want something more focused, look at the sector spiders. XLF XLV etc. You can drill down to individual stocks if you choose.
They all have management fees, nothing like most mutual funds. Plus many ETFs, you can sell calls against them to generate additional income. LEARN about options and treat it like an additional dividend. Take dividend, buy more shares.

Same with "advisors", they take a percentage. If they don't beat the market by at least their "vig" what exactly are they doing? DO it yourself.

Also totally agree with if something doubles or greater, sell enough to recoup initial, house money, let it eat if the outlook is still good.

I don't run around with the sky is falling or calling for a market crash. I do think that based on cycles/timing, 2026 is going to have a major crash/correction. Really big one too.

Just my 2 cents