With 2.97 gears and street driving 360

when you're at low RPM what happens?

i mean, the temp goes up but to what degree?
At 90 degrees outside setting at idle I climb to 200 then I turn my secondary fan on witch is electric. Then it settles in at 190, I have never let it go higher. Like said I may be just fine and was just wondering about a little faster speed on my mechanical fan, thank you for your time here