Stop in for a cup of coffee

speaking of the above, asked insurance how to lower house insurance. update electrical was the reply. and how do I do that? I replaced all switches and outlets when we moved in. already has breakers. want all the wiring replaced? and don't start on the "roof is more than ten years old"! nevermind they are "supposed" to be 25 year shingles and ALL the decking was replaced. thank-you for listening.
I don't know when liberty mutual came around here but I got a letter. A dead tree has to go and back steps must be replaced. I knew those things. No renewal until.