Well guys, I'm depressed. It snowed real good/or bad today

Put your car away in Victoria? Whatever for? ;)

I always had my toy cars insured year-round when I lived there... you never know when the clouds will part and the sun will shine down.

I'm with you Dave. Keep full insurance in the winter for other reasons as well. You never know what can or will happen. Theft or house fire, god forbid that never happens,but for $145 a year it is well worth keeping full insurance during the winter months.