slow at work ?

Don't get me started..........I'm shutting down my 10 year old business cause we are dead. Insurance repairs to homes..........ins. checks made out to homeowners and the mortgage companies.........homeowners told to endorse the checks and send to the mortgage companies. Usually by the time we get done with the repairs a month later the check is back and we collect. About 3-4 months ago the mortgage companies quit returning the checks. Their dumping them in their general funds trying to stay afloat. I call and they tell me "your not on the mortgage, we can't talk to you about that". I could file a lien but they are the primary lien holder. My lawyer wants 5K to file a suit for each property. Those bastards owe me over 100K on completed jobs!!!
Laid all my people off.....selling my equipment and today met with Handyman Connection to go back into the "field" doing jobs myself.
Oh......did I mention I have turned all credit accounts over to MMI (debt management).

I did get my certification as an Independent Adjuster a couple of months ago so now I'm just waiting on a Cat 4 or greater to hit. I can make 120K - 140K per year on storm duty.

Sorry if it is cynical but I'm praying for devastation somewhere.
It's the only thing that will keep me from bankruptcy.