Restoration no longer possible (not for the faint of heart)

I agree with the advice to keep saying "NO" to the insurance company. They will refuse to pay, hoping to wear you down. I went through this a few years back with a '63 Cloth Sunroof VW Beetle (like Herbie). Took months of "jumping backwards through hoops of fire" for the other guy's insurance company (ALLSTATE) but they finally settled for $50 less than I had offered to settle for in the beginning. Problem was, by the time they settled with me I was so tired of it all that I sold the car. Just didn't want to deal with it anymore.