Paypal help.

PayPal has become pretty crooked if you ask me. I tried selling ONE thing and when the shipping company damaged it, they pulled money from my account as soon as the buyer made a peep. Couldn't let me work out the insurance claim with UPS first, they just take the money as if it's theirs. I wouldn't give them any more information than they need and ALWAYS withdraw funds ASAP. They will never side with you as a seller either if there is any dispute.

Currently, I only use them to purchase items and I do use my check card, but they will never get my bank account again. You don't need a Premier account to sell. You won't be a "verified" user unless you enter bank info though. Each transaction is charged a percentage. You are not charged for having an account, only for receiving money.

https://www.paypal.com/cgi-bin/webscr?cmd=_display-receiving-fees-outside