Hagerty insurance over-priced..

I just got a quote from Hegarty for my duster they are $216.00 MORE for the same coverage,that i have through Grundy..

Grundy was the lowest price I got, but they rejected me because even though my wife hasn't driven since I retired (several years) she still has a driver's license. They want you to show a car for each licensed driver.

So I am insurance hunting again.