So much for that toyota quality..

66cuda,

And, of course, Swift & Twain had a bit more skill in the rhetoric department than yours truly!

IMO, greed, sloth and ignorance are the main reasons we (America) are in this mess, and greed, sloth and ignorance seem to be growing at an exponential rate - far faster than I can run.
You are correct in that this really is a complex problem with no easy solutions, so it would indeed be better discussed over a beer with the music of a Hemi or two in the background.