How did everyone end up where there at?

I was approved for 80,000 5.5 int. I was shocked at my credit score 790!!! Everything that I have looked at is crap. I would like to live on a farm (I rent a farm place now and love it) but cant pick one up for less then 120,000. Have been doing some calculating and don't want to spend more than 72,000 (with the kickback that ends in April)